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Financial Solutions

Other Services

Lowe Financial Solutions offers a number of further services via specialist contacts.
Coupling these services with my own in house mortgage and insurance expertise means I can be a 'one stop shop' for all your financial needs.

(Please note I may receive a commission in respect of some of these referrals.)

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Commercial

Lowe Financial Solutions have contacts who can supply all manner of commercial loans to businesses and companys. Contact me and I will put you in contact with someone who can give you the right advice.

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Secured Loans

A secured loan is a loan secured against property. In effect its like a second mortgage but the advantages can be a much lower interest rate compared to traditional loans. Contact me and I will put you in contact with specialists in this field.

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Bridging Finance

Sometimes you need a loan to bridge the gap between a house sale and a house purchase.

As a developer, you might need finance between completion of a project and the first sale.

This is a specialist area of lending tailored to the circumstances of each case. Contact me and I will put you in touch with lenders who concentrate in this field.

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Conveyancing

We all need a conveyancer from time to time. Whether its property purchase, disposal of an estate on death or settling matters at divorce I can put you in touch with a specific Solicitor or Conveyancer who will attend to your specific needs.

Neither Lowe Financial Solutions nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site. Please note, if you do sign up, I will be paid in commision for this by the service provider.

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Home Buyers and Building Survey Reports

I can arrange a Home Buyers inspection and Report (HBR) or a Building Survey by a member of the Royal Institution of Chartered Surveyors on a property you are looking to purchase. This will give you an invaluable insight into the propertys condition before purchase.

Neither Lowe Financial Solutions nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site. Please note, if you do sign up, I will be paid in commision for this by the service provider.

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Specialist Structural Reports

Your lender may require a report from a Structural Engineer before lending. Please be aware that a report from a Structural Engineer is different to a Structural Survey from a Chartered Surveyor. The Engineers report will concentrate on a specific issue and what remedies are required (if any) to stabilise the building.

Alternatively you may need specialist advice about a property you are looking to purchase or adapt. You may even need advise about an extenson or alteration to your existing property.

I can arrange an inspection and report by a qualified local Structural Engineer.

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Energy Performance Certificates

When selling or letting a property you need an up to date E.P.C. or Energy Performance Certificate.
These certificates have a life of 10 years so your existing EPC may be out of date.

Contact me and I will arrange this service for you.

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Wills

It is never to early to sort out your will. It's also vital that existing wills are reviewed from time to time to ensure your wishes are correct and up to date. I see this as a vital part of your financial planning so contact me and I will arrange this for you through a local solicitor.

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Pensions

You may think that your pension provisions are something for a later date, however, the earlier you put in place pension provisions the better. There are also significant tax advantages. In essence money diverted into your pension is tax free.

I can put you in contact with local financial advisers who can tailor an individual pension to your needs, and also check that existing arrangements are on course to achieve what you want.

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Equity Release

Equity release is a means whereby you can access some of the capital tied up in your property. This could fund home improvements or alterations needed in later life. It could be to boost your pension provision or even to release funds for the family.

There are many options open to individuals and there can be tax advantages. If this is an area you wish to explore contact me and I can put you in touch with specialists in this field.

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Send me a quick message using the following form and I will get back to you as soon as possible...

If you'd prefer, you can contact me at emma@lowefs.co.uk or phone 07939 135497.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £349 to £549 and this will be discussed and agreed with you at the earliest opportunity.

Lowe Financial Solutions Ltd, trading as Lowe Financial Solutions, is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Lowe Financial Solutions Ltd is registered in England and Wales. Registered No: 15981609. Registered Office: 28 Glendale Close, Wistaston, Crewe, England, CW2 8QE

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